Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Epilogue

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Total Black: -$219.61
Total Red: $269,947.74

I’ve spent the past few days pondering what to do with the blog.  Do I want to continue blogging?  If so, how?  Under what conditions?  You don’t spend a year of your life engaged in the same daily routine without a bit of difficulty detaching yourself.  But daily blogging has been taxing.  And what about my deadline?  This blog has come to its pre-arranged conclusion.  If we don’t honor the rules we set for ourselves, how can we expect others to?  The solution?  Keep reading . . .

Written by Laid-off Lawyer

August 10, 2010 at 20:56

What a Long, Strange Trip It’s Been

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Total Black: -$199.61
Total Red: $269,947.74

This is the end.  My only friends.  The end.  Of my elaborate plans.  The end.  Can’t you picture what could’ve been?  So limitless and free.  Desperately in need . . . of some . . . stranger’s hand.  In my desperate land.  It hurts to set you free.  But you’ll never follow me.  This is, after all, the end.    Keep reading . . .

And Then There Was One

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Total Black: -$199.84
Total Red: $269,947.64

I received a comment today on a post from a few months back, No Holiday For Lawyers.  The commenter acknowledged that she was a late to that table; that post has been up since President’s Day.  But she acknowledged that she was making her way through the prior posts.  Intriguing that it was that post that prompted her to comment as another person, mentioned below, also reached out to me just as she reached that same post.  Curious.  I don’t see a problem with “late” comments.  Though some of the posts form an interlocking story. Sockpuppets and Doppelgängers, for example, can’t be fully understood without reading Breakfast with Narcissus.  Other posts stand on their own.  As such, why shouldn’t someone comment months or even years later.  But it’s fitting that, with only one day left until this blog comes to its pre-arranged termination, new readers are making their way through three-hundred, sixty-two prior posts.  Keep reading . . .

Sweet Irony

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Total Black: -$199.84
Total Red: $269,947.64

Total black has been sliding further and further into the red.  I noted in Oops . . . I Did It Again that two bills were pending: a check to the landlord and a check to a doctor—both remaining debts from living in New York.  Both checks cleared, but because of the kinks in getting my finances online in a new city, they cleared with a negative balance.  I was able to get enough into one of my two checking accounts with Bank of America to cover the gap caused by the rent check.  But not enough for the check to the doctor.  Bank of America, of course, charged me an insufficient funds fee for both.  Then, in the other checking account, as I noted in And Again . . . , I got hit with a third insufficient funds fee when a student loan I had on automatic bill pay posted, drawing me into the red.  That’s three bills that cleared, but brought me under.  Today Bank of America just charged me an extended overdrawn balance charge on one account.  I imagine another is in its way for the second checking account.  I can’t imagine any better example of adding salt to the wound than to hit your customers with two fees for the same transaction.  Obviously, if you didn’t have the funds to begin with, you may not have them five days late.  But that’s how the big banks do business, I guess.  Keep reading . . .

Grown Ass Man

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Total Black: -$164.84
Total Red: $269,947.64

I was chatting with a former law firm colleague today via gchat. At one point in the conversation she wrote that she wondered when her “real” life was going to start. She’s an adult, of course, but still feels like a kid. I’ve wondered about that too: when does adulthood finally arrive. Does it come in the middle of the night when you magically become eighteen? Like the Tooth Fairy? Does some “Adult Fairy” take your youth away while you sleep? Or does it happen when you finally leave home? Maybe when you get married? Or Have a child? What about when you earn your first degree? Or your last?
Read the rest of this entry »

Written by Laid-off Lawyer

August 6, 2010 at 22:20

Just Call Me Jean

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Total Black: -$124.84
Total Red: $269,947.64

I noted in Pocket Full of Change that I was a bit short on cash this week due to ironing out the kinks in getting set up on a budget.  What I didn’t note there—or in similar posts—is that in the past I’ve sometimes had to subsist on borrowed bread during these times of lean.  But I’m no Jean Valjean, stealing a loaf of bread.  Or am I?  Keep reading . . .

Pocket Full of Change

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Total Black: $16.79
Total Red: $269,947.64

Ever since I was a lad, I kept my loose change in a container or piggy bank of some sort.  Not sure why.  Perhaps because males don’t get purses and wallets don’t typically have space for coins.  It’s come in handy many times.  Once, for example, when I was a boy, I counted and rolled all my spare change and came up with nearly fifty dollars worth.  I turned it all over to my mother and father because they had been going through some tough times.  Maybe one had been in the hospital.  I don’t recall now.  But I do remember how grown-up I felt to be able to give such a large amount to them.  Fifty dollars is no small beer even now and in the 1980s it was certainly worth more.  That habit has helped get me out of quite a few jams.  Keep reading . . .

Written by Laid-off Lawyer

August 4, 2010 at 21:24

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